[Remote] Mrtg Non-Bank Loan Originator NMLS 1

March 6, 2026

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Note: The job is a remote job and is open to candidates in USA. U.S. Bank is committed to helping customers and businesses make better financial decisions. The role involves originating mortgage loans in a non-bank territory, conducting preliminary underwriting reviews, and ensuring timely processing and closing of loans.

Responsibilities

Originates mortgage loans in an assigned non-bank territory
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations

Skills

National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ability to conduct preliminary underwriting reviews
Ability to submit loan applications to processing and underwriting for approval
Ability to follow-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner
Ability to spend at least 50% of time conducting activities away from U.S. Bank locations
Ability to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience
Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Company Overview

At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is http://www.usbank.com.

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